Dress

I realized it's been awhile since I posted some cute clotehs. So here's a dres that I am drooling over. So darn cute. I have a pattern for a dress just like this. I would just need to buy some material and make it. Honestly though. I'm such a good shopper that I'm fairly certain I can find something at the thrift store or on clearance that is cheaper or the same price as buying the material and spending all that time sewing. The good thing would be that I would get to sew which I really like to do.

Spiritual Debt, St Louis, Budget

I am basically out of spiritual debt! Isn't that great! Meeting with Pastor Tom and Diana helped immensely along with some things that Elaine suggested I do. Chains were broken inside of me that I've been strugling with for months and months. It feels like a new world today. God is truly great.

I had vowed to Him one Saturday night at YA's that I would do whatever it took to break free of this. I really did mean it. So I did and it worked and I'm freeeeeeeeee.

Spiritual debt down. Financial debt to go.

By the way, doing the right thing is hard. Well specifically the situation I'm going through. It's not always hard, but sometimes it is. Bah.

I'm going to St. Louis tomorrow night, but I'll be back on Friday for work and church. My best friend Eric is paying for my gas so it doesn't take out of the gas budget. Whew. Huge relief.

I'm a darn idiot. I saved my old budget over my new budget which makes me feel sort of lost. That budget holds me together in this realm. So on Friday when I get paid again I'm just going to start ALL over. I'll take the actual $ I have and then I'll budget from there. Wish me luck.

Payments

I put my first $415 on the first debt on my list! I'm very very very excited! eeeeeee. I had another couple hundred, but it was in uncashed checks so as soon as I cash it I'll pay it. Actually it's more like another $300 or so. The total of that debt is $1400.

After that is Kohl's. Kohl's has been like prison for me. I added a friend of mine onto it to help him build his Canadian credit so of course he is ALWAYS on me to pay it since his name is on it. And rightfully so, but needless to say I can't wait to be done with it. We can't get his name off because there's a balance. Otherwise we'd obviously do that. So anyway. That's the order.

After I pay those off, I'll update the order. It's all on a need to know basis though. You'd all faint if you knew the total and you'd call me crazy for thinking I could do it in 2 years. BUT I CAN.

Dave Ramsey Live Event

I might get to go to Dave Ramsey's live event here in KC in May!!! Missi Brendtro told me that if you go as a volunteer then you get in for free to the whole event and get food!!! eeeeeee. So I emailed the girl today and fingers crossed that she'll use me!!!!!!!!!

The latest....lalalalalala

Ok well here's the latest I guess. I started watching the older gentlemen, herein after to be referred to as Frank. I really am enjoying it. It's simple. I like him. It pays well. It's perfect. I also babysat on Wednesday night. I really did enjoy that also. I have the cutest pictures of the baby falling asleep in his high chair. Adorable. And I changed a diaper for the first time in a looooong time. I did pretty well too. Go me. hmmm. What else is new over here. I can't think of anything.

Oh wait yes I can!!!!!! I'm about to pay my first payment on some debt in a really really long time!!!!!!!!!!!!!! I'm going to be paying $500 on my first loan of $1400. I'm ecstatic. I cannot wait. I simply cannot wait to give someone else my hard earned cash!!! Seriously! I just want to work, work, work so I can pay, pay, pay so I can then say I'm FREAKING DEBT FREE!!!!!

That's all. I'm off to see if the TV is free upstairs. I think I have some CSI's I need to watch. They're my guilty pleasure. I just love them!

Work - This Week

So this week starts my new jobs. Tuesday night I start my new "babysitting" (he's 94 so it's not quite that) job. Wednesday night I really am babysitting. Saturday I'll be with the 94 year old again and probably Sunday too. Oh and I have another job I'm doing for Katy Flyers. I have to hand out a bunch of flyers to 10 people. Then I have to randomly audit them all and take pictures of their area and some of their flyer boxes and then email them in. That will pay $220. I do enjoy working. The more I work, the more I can pay off and the sooner I'm DEBT FREEEEEEEEE.

Taxes

EEEEEEEEEEEEEEEEEEEE.

I'm so excited!! Today I'm getting my taxes done. I guess now that I'm getting them done, I can fess up as to why this is a big deal. Today I will be getting 3 years worth of taxes done. 2004, 2005 and 2006. Apparantly denial is not a river in Egypt. I have been avoiding doing 2004's because I'm a freaking idiot and I went exempt that year. Dumb dumb dumb. FYI- Don't ever do that. It's DUMB. DUMB- another 4 letter word.

So yeah. Taxes. Yay! I'm excited to learn how much I owe the KGB I mean the IRS because that just takes me one step closer to being debt free. How can you pay something if you don't know how much you owe.

Yay!!!

Brake Lights

I'm disappointed about the brake lights. I went to Wal Mart on Saturday and they said they fixed it. It cost $3 and I was sooo excited. Come to find out they still didn't work which means that it's some sort of electrical problem most likely. The emergency brake light has been on since the brake lights quit working so I think that's a safe assumption. Sucks.

That's all I have for now.

I've been feeling a lot of stress lately. I don't know. Sigh.

Breakdowns suck. I've been having some the last few days.

I'm meeting with Pastor Diana today on the spiritual debt. We'll see what happens.

Oh I did decide to babysit. Wednesday night is my first night! I'm excited about it! I'll be babysitting 2 of one of my agent's cute, cute boys. Can't wait!

Oil Change and Brake Lights

I'm on my way to get an oil change and too how much break lights are to get fixed. Lord have mercy!

Emergency Fund and the Library. Oh and taxes.

I have my $500 emergency fund!!!!! Yay!!!

Oh and I talked to the library. Before Tuesday I owed over $500. Yes I know. It's crazy and not understandable. It's just because I had a billion items still out. So I turned them all in and now it's $70.50 instead. Or rather it will be. I still have 1 item out and 3 books on tape that are all missing the last tape. So as soon as I find the last tapes it'll take $90 off and then once I turn in the last book I have out, it will drop it another $30. Then we add $2 per item for late fees which puts me at $70.50. That's exactly what I thought it'd be so I'm really happy.

Taxes. My financial people are doing my taxes!!!!! I'm so excited. We'll leave it at that for now. Soon I might put up the whole tax story. It's a pretty big deal. So the fact that they are helping me is HUGE! I'm extremely excited. I just can't wait to start paying the KGB, I mean the IRS. :) The sooner I start paying the better. That means the sooner I'm done paying. Yay!

Ok on to church and other stuff.

Keep your eyes open for new babysitting stuff. Mon-Wed nights. After 5. I'll have ya'll keep your ears open as soon as I make a 100% decision.

I'm out for now.

Getting out of Debt - Spiritually

Ok so I just sent Pastor Diana an email. I know this blog is about getting out of debt.

Remember when Pastor Steve spoke on not owing anyone anything or having anyone owe me anything? Well I am currently working on that. So since this is all about debt I can post a quick note on that.

Hopefully Pastor Diana will give me some direction on where to take this thing I'm dealing with. We'll see. Either way I am going to become debt free. In every area!

Last Night's Surprise

Ok so last night Stacy and I went out to dinner where she surprised me with $200!!! Isn't that amazing! Completely unexpected. It's from our furniture purchase a few years ago. She asked to take me out to dinner because she remembered something that she thought I would want and could use. She was absolutely right. So that was a huge huge blessing.

I asked the guy I owe $1400 (update from yesterday. my bad record keeping had me thinking it was $700- to) if he minded if I funded my $500 emergency fund first. He said he didn't mind and then said something funny about interest. lol. It was um funny.

Well I think that's it for the money update today.

I need to get an oil change and get my brake lights fixed. Immediately. Immediately has been immediately for quite a few weeks though. Before Christmas.... Sigh. MUST DO IMMEDIATELY.